Is A Direct Primary Care Plan Right For You And Your Family?

While searching for health insurance options, you may have heard something about direct primary care plans. Direct primary care will allow you to pay your healthcare provider directly without having to file insurance claims or get permission to undergo certain treatments or take advantage of special healthcare programs.

You typically wouldn't pay a fee for each service you receive. Instead, you can expect to pay a flat membership fee or purchase a healthcare package that includes specific services and treatment options. Here are a few other things you should know about direct primary care plans to determine whether the option is right for you and your family:

Access to Physicians

Direct primary care gives you the ability to choose from a wide range of physicians within the program's network. You can choose a different physician for each person in your family to make sure that everyone's personal needs and expectations will be met. Choose an experienced pediatrician for your toddler and a family doctor for your teen.

Enjoy the services of physicians who specialize in adult care for you and your spouse, as these physicians can handle your specific health challenges. You won't be limited to doctors who are just out of college or those who don't have much experience with the healthcare topics that are important to you.

The Patient Experience

You can expect to enjoy a personalized experience every time you or a family member visits your direct primary care provider. Instead of being treated like just a number with an insurance policy as the real client, your care provider will see and treat you like a direct client that deserves personal attention and care in exchange for your payments.

Your doctor will want to impress you and keep you happy as time goes on, because they know that you won't be stuck with them due to their insurance requirements and instead can just walk away and find a new doctor easily. So you'll be greeted by name when you walk through the door, and you'll always leave feeling like you've been listened to.

Specialized Healthcare Support

If you or a family member ends up with the need for specialized healthcare of some kind, you can count on your direct primary care doctor to refer you to specialists who can help you without having to worry about whether those specialists are inside of an insurance network of some kind. They can refer you to specialists in any network because you won't have to get permission from an insurance company in order to see them. You can decide for yourself which specialists to see.